In the Middle East, Saudi Arabia is a popular location for foreign workers looking for work. However, before moving, it is important to consider the cost of living in the country. The size of the family, lifestyle, and city can all affect how much it costs to live in Saudi Arabia.
According to Expatistan, the estimated monthly cost of living for a family of four in Saudi Arabia is SAR 16,471, while a single person’s estimated monthly cost is SAR 9,960. In contrast to other nations, housing costs are quite modest in Saudi Arabia. A one-bedroom apartment in the city center typically costs about SAR 2,500 per month, according to Numbeo. However, other expenses, such as education, healthcare, and transportation, can add up quickly.
Understanding the Cost of Living in Saudi Arabia
Comparison with Other Countries
The cost of living in Saudi Arabia is relatively low compared to other countries, especially regarding housing. A one-bedroom apartment in the city center typically costs about SAR 2,500 per month, according to Numbeo. This is significantly lower than the average cost of a one-bedroom apartment in the US, around $1,200 monthly.
The cost of living in Saudi Arabia is also relatively low in terms of transportation. The average price of a monthly pass for public transportation is around SAR 100, which is much lower than the average cost of a monthly pass in the UK, around £64 ($84).
Factors Influencing Cost of Living
Numerous factors might affect the cost of living in Saudi Arabia. The following are some of the factors that can influence the cost of living:
- Housing: The cost of housing in Saudi Arabia can vary depending on where you live and the type of housing you choose. While housing is generally affordable in Saudi Arabia, living in this category can still fluctuate.
- Utilities: Moreover, the price of utilities in Saudi Arabia can change based on your supplier of choice and usage. The average monthly cost of utilities ranges from $50 to $100, depending on the speed and data limits.
- Transportation: When compared to other nations, Saudi Arabia has comparatively cheap transportation costs. The average price of a monthly pass for public transportation is around SAR 100.
- Food: Depending on your shopping habits and diet, food prices in Saudi Arabia can change significantly. While food is generally affordable in Saudi Arabia, living in this category can still fluctuate.
- Entertainment: The cost of entertainment in Saudi Arabia can vary depending on what you do and where you go. While there are plenty of affordable options, the cost of living in this category can still fluctuate.
- Healthcare: Depending on the kind of treatment you require and the provider you select, healthcare costs in Saudi Arabia can change. While healthcare is generally affordable in Saudi Arabia, living in this category can still fluctuate.
Overall, the cost of living in Saudi Arabia is relatively low compared to other countries, especially regarding housing and transportation. However, the cost of living can still fluctuate depending on several factors, including housing, utilities, transportation, food, entertainment, and healthcare.
Housing and Accommodation
Renting in Major Cities
One of the significant expenses for expats in Saudi Arabia is housing. The cost of renting varies depending on the city, location, and accommodation type. Expats can find various housing options in major cities like Riyadh, Jeddah, and Dammam, including apartments and villas.
The rent for a one-bedroom apartment in Riyadh can range from SAR 1,500 to SAR 3,500 per month, while the rent for a three-bedroom apartment can range from SAR 3,500 to SAR 7,000 per month. In Jeddah, the rent for a one-bedroom apartment can range from SAR 1,500 to SAR 4,000 per month, while the rent for a three-bedroom apartment can range from SAR 4,000 to SAR 8,000 per month.
Expats should be aware that the demand for housing is high in major cities, and based on the amenities and location, rent can differ significantly. It is recommended that expats work with a reputable real estate agent to find suitable accommodation.
Utilities and Additional Costs
In addition to rent, expats should also consider utilities and additional costs when budgeting for housing. The cost of electricity, water, internet, and gas can increase quickly, especially during the summer when air conditioning is necessary.
Expats should expect to pay around SAR 500 to SAR 800 per month for electricity and water in a one-bedroom apartment and around SAR 800 to SAR 1,200 per month for a three-bedroom apartment. The Internet and cable TV costs can range from SAR 250 to SAR 500 per month, depending on the package and provider.
It is important to note that some landlords may include the cost of utilities in the rent, while others may require the tenant to pay for utilities separately. Expats should clarify this with their landlord before signing a lease agreement.
When moving to Saudi Arabia, expats should budget for housing and utilities. They can locate appropriate housing that fits their needs and budget with careful preparation and study.
Food and Groceries
Supermarket Prices
Expats in Saudi Arabia will find that the cost of food and groceries in supermarkets is generally affordable. Basic items such as rice, eggs, bread, milk, apples, and potatoes are widely available and reasonably priced. Tomatoes, on the other hand, can be slightly more expensive. Local cheese is also available at a reasonable price.
Here is an estimated price list of some commonly purchased items in Saudi Arabian supermarkets:
- Rice (1kg): 6 SAR
- Eggs (12): 8 SAR
- Bread (1 loaf): 3 SAR
- Milk (1 litre): 5 SAR
- Apples (1kg): 8 SAR
- Potatoes (1kg): 4 SAR
- Tomatoes (1kg): 10 SAR
- Local cheese (1kg): 40 SAR
Eating Out and Restaurants
Expats in Saudi Arabia have a range of dining options, including mid-range and fast-food restaurants. A fast-food lunch can cost about 25 SAR per person, whereas dining out at a mid-range restaurant can cost between 50 and 100 SAR per person.
Here is an estimated price list of some commonly purchased meals at restaurants in Saudi Arabia:
- Cappuccino: 15 SAR
- Combo Meal at a fast food restaurant: 25 SAR
- Big Mac Meal: 25 SAR
- Three-course meal at a mid-range restaurant: 100 SAR
Overall, expats in Saudi Arabia will find that the cost of food and groceries is affordable and reasonable. Eating out at restaurants can be slightly more expensive, but options are available to suit different budgets.
Transportation Expenses
Expats moving to Saudi Arabia must consider transportation expenses in their budget. The country has a mix of public and private transportation options, and the costs can vary depending on the mode of transportation and location.
Public Transport Options
In Saudi Arabia, the only modes of public transportation available within cities are taxis and private vehicles. There are, nevertheless, good intercity bus and train links throughout the nation. You can pay with a rechargeable smart card for the SAPTCO bus network, which is operated by the state. A monthly pass for public transit costs between SAR 80 and SAR 100, whereas a one-way ticket costs approximately SAR 3. With a starting charge of about SAR 5 and a per-kilometer rate of about SAR 1.5, taxis are likewise reasonably priced.
Private Transportation Costs
In Saudi Arabia, renting an automobile can be costly, with costs ranging according to the type and brand. For example, a Volkswagen Golf 1.4 TSI 150 CV (or equivalent) with no extras, new, costs around SAR 68,430. Petrol prices in Saudi Arabia are relatively low compared to other countries, with a liter (1/4 gallon) of gas costing around SAR 1.5.
Overall, expats should budget for transportation costs when moving to Saudi Arabia, with the cost of living in the country generally on par with other destinations in the Middle East.
Healthcare and Insurance
Expats moving to Saudi Arabia will benefit from a high standard of healthcare, with excellent medical facilities available in both the private and public sectors. However, adequate health insurance is important to cover the costs involved.
Medical Services and Medications
Saudi Arabia’s expats must have private international health insurance to access any medical services in the country. Public clinics and hospitals are accessible. However, the system could be clearer, and there may be long waits. It is advisable to visit private hospitals and clinics where medical services are of a higher standard. Most medical professionals in Saudi Arabia speak English, so communication is usually easy.
Medications in Saudi Arabia are generally available at pharmacies. Still, it is essential to note that some over-the-counter medicines in other countries may require a prescription in Saudi Arabia. A doctor’s advice should always be sought before beginning any new medicine.
Health Insurance Policies
Many foreign nationals who relocate to Saudi Arabia for employment discover that their health insurance is paid for by their employer. To offset the cost of medical care, it is necessary for those whose company does not provide coverage to acquire sufficient health insurance.
Expats can join the state health insurance system in Saudi Arabia through employer sponsorship or individual application. Expatriates working in Saudi Arabia usually get health insurance through their employers, who sponsor and facilitate the insurance coverage. Individual application is required for citizens and expatriates whose employers do not cover them.
In conclusion, expats moving to Saudi Arabia should ensure adequate health insurance to cover the costs of medical treatment. Private medical facilities are of a higher standard than public facilities, and visiting them for medical treatment is advisable. It is also essential to consult with a medical professional before taking any medications.
Lifestyle and Entertainment
Leisure Activities and Fitness
Expats living in Saudi Arabia have a wide range of leisure activities. Many gyms and fitness clubs cater to different needs and preferences. Fitness enthusiasts can choose from HIIT, yoga, Pilates, and more options. The cost of a gym membership varies depending on the gym and the package selected. However, it is generally affordable and ranges from SAR 300 to SAR 500 monthly.
For those who enjoy outdoor activities, Saudi Arabia has much to offer. The country is home to many parks, gardens, and beaches where expats can relax and enjoy the country’s natural beauty. Many sports clubs and facilities offer various activities such as tennis, golf, and swimming.
Cultural and Social Life
Saudi Arabia has a rich cultural heritage, and expats can experience it through various cultural and social events. The country hosts many festivals, exhibitions, and concerts throughout the year. Expats can also visit museums and historical sites to learn more about the country’s rich history and culture.
Malls are also popular entertainment destinations in Saudi Arabia. Most malls have many shops, restaurants, and entertainment facilities, such as cinemas, bowling alleys, and arcades. Expats can also enjoy a night out with friends at one of the country’s many cafes, restaurants, and bars.
Overall, expats in Saudi Arabia can enjoy a comfortable lifestyle with a variety of entertainment options. Whether it’s fitness, culture, or entertainment, there’s something for everyone in the country.
Education and Schools
Saudi Arabia has a well-established education system with various options for expat families. The country offers private and public schools, with private international schools being the most popular choice for expat parents.
International School Fees
International schools in Saudi Arabia can be expensive, with average annual tuition ranging from SAR 10,000 to SAR 50,000 or more. The fees vary depending on the school’s reputation and facilities. However, it is essential to note that education is free for Saudi citizens, but non-Saudi students and expatriate families may choose private international schools.
Local Education System
Saudi public schools are taught exclusively in Arabic and are segregated by gender. These schools accept expat children, but only Muslim ones. Therefore, most expat families avoid the extra stress and send their children to private international schools. Although public schooling is available for expat children, cultural and language barriers make this difficult.
It is also worth noting that Saudi Arabia has a high literacy rate, with education being a top priority for the government. The country has made significant investments in education and has established many universities and colleges, both public and private.
In conclusion, expat families in Saudi Arabia have various education options available to them, with private international schools being the most popular choice due to their language of instruction and cultural familiarity. However, it is important to consider the cost of education when planning a move to Saudi Arabia.
Clothing and Personal Items
Apparel and Footwear Costs
Regarding apparel and footwear costs, expats in Saudi Arabia can expect to pay similar prices to those in Western countries. It is important to remember, nevertheless, that clothing prices might change based on the brand and caliber of the item. Local clothing brands are generally more affordable than international brands.
Saudi Arabia offers low salaries in comparison to the UK and USA. However, the search results indicate that Saudi Arabia has generally cheaper living expenses than the UK and the USA, which makes it a more reasonable location for budget-conscious expats.
For example, jeans can cost around SAR 200-400 ($53-$106), while a summer dress can cost around SAR 150-300 ($40-$80). Leather business shoes cost around SAR 300-600 ($80-$160).
Personal Care and Services
Expats in Saudi Arabia can expect to pay similar prices for personal care and services as they would in Western countries. This includes services such as haircuts, manicures, and massages.
According to the search results, the cost of domestic bills in Saudi Arabia, including electricity, water, and gas, can be around SAR 365/month. However, this can increase significantly during the summer when air conditioning is needed.
Overall, expats in Saudi Arabia can expect to pay similar prices for clothing and personal items as they would in Western countries. However, a person’s location and lifestyle might have an impact on the cost of living.
Utilities and Services
Basic Utilities Costs
Expats living in Saudi Arabia can expect to pay for basic utilities such as electricity, water, and gas. Depending on the area and the size of the home or flat, these utilities can have different costs. Generally, utilities are relatively affordable in Saudi Arabia, and expats can expect to pay around SAR 365 per month for household utilities, according to Expatica.
However, the cost of utilities can increase significantly during the summer months, when air conditioning is needed to combat the extreme heat. Expats should also note that the cost of utilities can vary depending on their chosen service provider.
Communication and Internet
Expats in Saudi Arabia will also need to pay for communication and internet services. Depending on the service provider and the plan type selected, the cost of communication services, including landline phones and mobile plans, might change. However, expats can expect to pay around SAR 100-200 monthly for a basic mobile plan.
Depending on the service provider and the required internet speed, the price of internet services in Saudi Arabia can also change. Expats can expect to pay around SAR 200-400 monthly for a 10-20 Mbps internet connection. It is important to note that some service providers offer bundled packages for communication and internet services, which can be more cost-effective for expats.
Overall, expats in Saudi Arabia can expect to pay affordable prices for basic utilities and communication services. It is advised that foreigners investigate several service providers and programs in order to identify the most affordable choices for their requirements.
Salary and Employment
Expatriate Salary Expectations
Expats in Saudi Arabia can expect to earn competitive salaries, especially in the private sector. A recruitment firm projects that salaries in Saudi Arabia will increase by 6% on average in 2024 due to the kingdom’s efforts to diversify its economy away from hydrocarbons under its Vision 2030 plan and the ongoing demand for talent.
To best understand the expat pay scales, consider that 1000 SR is equivalent to $266, 4000 SR is equivalent to $1,066, and 12,000 SR is equivalent to $3,200. However, it’s important to note that the salary scales may vary depending on the industry, job title, nationality, qualifications, and years of experience.
Cost of Living vs. Income
When considering the cost of living in Saudi Arabia, it’s important to consider income and budget. While housing is generally affordable in Saudi Arabia, the cost of living in other categories, such as food, transportation, utilities, and healthcare, may vary depending on location and lifestyle.
Expats should also consider the expenses they may incur when moving to Saudi Arabia, such as visa fees, relocation expenses, and taxes. Budgeting accordingly and negotiating a salary that will allow for comfortable living while saving for the future is essential.
In summary, while expats in Saudi Arabia can expect competitive salaries, it’s essential to consider the cost of living and budget accordingly. By considering the expenses and negotiating a fair salary, expats can enjoy a comfortable lifestyle while saving for the future.
Overall Budgeting for Expats
Monthly Expenditure Breakdown
It is imperative that foreigners in Saudi Arabia take into account the breakdown of their monthly expenses while creating a budget. This includes costs such as monthly rent, utilities, transportation costs, groceries, and entertainment. A one-bedroom apartment in the city center often costs about SAR 2,500 per month, while a three-bedroom apartment typically costs about SAR 5,000 per month, based on the search results. Budget-conscious expatriates can rent a room for about SAR 1,500 a month.
The monthly cost of utilities like internet, water, and power can reach SAR 500. Expatriates should budget approximately SAR 400 per month for public transportation, while actual expenses will depend on the mode of conveyance. Groceries can cost around SAR 1,000 per month for a single person, while entertainment expenses can vary depending on personal preferences.
Cost-Effective Living Tips
Expats can follow some cost-effective living tips to live affordably in Saudi Arabia. For instance, cooking meals at home instead of eating out can significantly reduce monthly expenses. Additionally, using public transportation instead of owning a car can save money. Expats can also consider living in less expensive areas outside the city center to save on rent.
It’s also crucial to remember that the cost of living in Saudi Arabia varies based on the standard of living that foreigners choose. While living on a tight budget is possible, expats who want a higher quality of life may need to spend more money. Overall, expats in Saudi Arabia can live affordably by budgeting wisely and following cost-effective living tips.
Frequently Asked Questions
What are typical housing costs for expats in Saudi Arabia?
The cost of housing in Saudi Arabia can vary depending on the city and type of housing. A one-bedroom apartment in the city center typically costs about SAR 2,500 per month, according to Numbeo. While housing is generally affordable in Saudi Arabia, homes in compounds are in high demand and come at a premium price.
How much should an expat budget for monthly food expenses in Saudi Arabia?
In general, the price of food in Saudi Arabia is comparable to that of other Middle Eastern locations. According to Numbeo, the average meal price at an inexpensive restaurant is around SAR 20, whereas a mid-range restaurant’s three-course dinner for two can set you back about SAR 200. Expats should budget around SAR 1,000 to SAR 1,500 per month for food expenses.
What are the average healthcare expenses for expats living in Saudi Arabia?
Although Saudi Arabian healthcare is generally of excellent quality, it can be costly for foreigners. Private healthcare is the norm, and expats should budget for health insurance to cover the cost of medical treatment. The type of treatment required can affect the cost of healthcare, but expats should expect to pay out of pocket for most medical expenses.
What is considered a comfortable expat salary in Saudi Arabia?
The living cost in Saudi Arabia can be high, and expats should aim for a comfortable salary to cover their expenses. According to Expatistan, the average monthly cost of living for a family of four in Riyadh is around SAR 12,000, including rent. To live comfortably in Saudi Arabia, expats should aim for a salary of at least SAR 20,000 per month.
How does the cost of living in Riyadh compare to other cities in Saudi Arabia for expats?
The cost of living in Riyadh is generally higher than that of other cities in Saudi Arabia. According to Mercer’s 2023 Cost of Living Survey, the city of Jeddah is more affordable than several popular Middle Eastern expat destinations. However, the cost of living in Riyadh is still on par with other destinations in the Middle East.
What additional expenses should expats anticipate when living in Saudi Arabia?
Expats should anticipate additional expenses when living in Saudi Arabia, such as transportation costs, school fees, and entertainment expenses. Depending on the city, transportation costs could change, but expats should budget for taxis or a private car. School fees can also be expensive, and expats with children should budget accordingly. Finally, entertainment expenses can add up quickly in Saudi Arabia, with limited options for socializing outside of expat compounds.
Saudi Arabia MLS
Saudi Arabia MLS is the premier space for real estate experts, enabling them to explore emerging brokerages, cultivate essential connections with potential clients, and expand their professional network. With a plethora of opportunities available, Saudi Arabia MLS offers a comprehensive ecosystem. Explore its diverse array of services and pave your way to triumph.
